Costs

Daily / weekly upkeep

In addition to board and lodging people will spend money during the days in town on snacks, dinner, and odd bits and bobs whilst adventurers, especially successful ones tend to spend money when they have it on enjoying themselves as well as the simple necessities such as mending armour, straightening swords, getting clothes mended or new ones, new prayer beads, spell components, lock picks, lanterns...

The amount spent will depend upon your lifestyle and is not included in the costs for inns. (if you don't stay in an inn then you need to pay seperately)

Weekly	Spending money *	Lodging	Horse stabling	Disease
Hovel	1	5		5%
Average	5	10	10	1%
Good	20	20		0%
Luxurious	50	50		0%

*Excludes lodgings

The disease chance is the chance per stay or per month, whichever is the shorter period. This is a nasty disease such as "black nose rot" not just a mild case of manflu. If you catch a disease, get cured and go back to stay there again you get another roll at double the chance.

The good news is that if resting and recovering wounds you won't be out and about much so you can ignore the weekly costs (excludes lodgings).

Additionally after an adventure there will be urgent repairs and replenishments (arrows, candles, broken lanterns...). This equates to an 1 gold for every Hero Point gained (more HP = more adventures = the harder your kit suffered).

Daily Rates for Training

Note that priests and mages charge more than the expected daily rate as a first level mage/priest has spent many years in study to reach that point, they are not the equivilant of a shepherd.

 

Getting Wizards and Priests to cast Spells and Prayers for You

Priests and occasionally wizards may cast prayers or spells for you in your hour of need (if you pay enough). The cost will be dependent upon the spell and caster's level. Scrolls sell at the same value as it would cost to cast the spell. The standard cost is one day's pay

Wizard feeling self important, stuck up, annoyed at being disturbed and superior to mere mortals will charge a lot to cast a spell, priests and do not demand as much, especially priests of Bahrie as they get the common healing spells at lower levels. This is not the rate of pay that casters take home, it includes factors such as equipment, space and assistants.

For each reduction in spell level below a caster's maximum they reduce the cost by 1 place (not 1 spell level). Mages won't bother casting spells they feel are beneath them.

Getting Wizards to teach you spells

Wizards often have better things to do with their time than teach, but occasionally will put aside some time to train others. When they do they will charge at least their normal daily rate (based on their level not the level of the spell) and it will take 1 day per power point of the spell.

Scrolls

Selling value is daily cost.

Equipment

These are equipment costs, items can be sold at half value.

		Gold Marks (Buying)	Availability
Accommodation	Inn + food (hovel)	1	week = 5g
Weekly cost = x5	Inn + food (avg)	3	Villages week = 15g
	Inn + food (good)	5	Towns week = 25g
	Inn + food (knight)	10	Cities week = 50g
	Rations / day	1+	edible for 1 week
	Iron rations / day	2	edible for 1 month
	Grain & stables (per horse)	2	week = 10g
Armour	Light leather	4	Shelf
	Padded	5	Shelf
	Full mail	200	3 months
	Coat of Plates / Brigandine	100	1 month
	Plate armour	5000	1 year
Weapons	Knife	5s
	Dagger	2
	Battle-axe	5
	Arrow - Silver	1	Rare
	Sword	15
	Sword - pretty	40-80	Uncommon
	Sword - best	250+	Rare
Travel	Pack Horse (4mph)	80-200	SP = cost/10
	Riding Horse - Rouncey (4mph)	120-200	SP = cost/8
	War Horse - Rouncey (4mph)	1000-1500	SP = cost/50
	War horse - Courser (6mph)	2000-4000	SP = cost/100 (Uncom.)
	War horse - Destrier (5mph)	15K-25K	SP = cost/500 ( Rare)
	Cart	25
	Citizenship	1,000	Need a trade
Houses	Town House	5-20,000	Need to be a citizen
	Shop	10-20,000
	Luxury town house	20-100,000+
Adventure kit	Standard kit	10
	Deluxe kit	40
	Bandolier (6 spots)	10
	Book - Normal	50+
	Book - Magic info	100+
	Candle - wax	8s
	Candle - Tallow	5d
	Caltrop (20 off 1")	1	Uncommon
	Garlic & Belladonna	5
	Grappling Hook	2
	Holy Water	5
	Hourglass	50	Rare
	Horn	4
	Lantern Bullseye	10
	Lantern Hooded	5
	Mirror - metal	10
	Mirror - Silver	50
	Oil - Lamp	1s
	Oil - Greek	5	Rare
	Rope - Hemp (50')	2
	Rope - Silk (50')	100	Rare
	Scrollcase - Bone	10	Uncommon
	Scrollcase - leather	5s	Uncommon
	Spike iron x3	1s
	Waterproof (waxed) sheet	2
	Waterskin	5s
Treasure	Gem (Semi precious)	5+	Uncommon
Sell at 1/2 value	Gem (precious)	40+	Rare
	Silver broach	2+	Uncommon
	Silver torc	1-5	Rare
	Small silver statue	5-20	Uncommon
	Silver goblet	15-100	Uncommon
	Silver bowl	30-200
	Bracelet	5s+
	Ruby ring	15+	Rare
	Diamond ring	100+	Rare
Silver plate = 1/3 of silver gold plated silver = +20% Gold = silver x 100
Food & Drink	Wine (cask)	3-10
	Brandy (cask)	10-20
	Beer (quart)	1
	Spices / lb	25
Other	Cloth (bolt)	10-30
	Silk (bolt)	20-40

 

Rare

City = 30%, town = 10%, village = 0%

Uncommon

City = 100%, town = 40%, village = 10%

Common

Town = 90%, village = 30%

 

Encumbrance

This is the amount of kit you can carry, it is primarily defined by your physical stature. Encumbrance mostly measures bulk, strength will help a little but for the things adventurers carry around it is mostly awkwardness that hinders people. Having a strung bow over your shoulder makes it difficult to swing a sword.

Racial size

Many items are not included in the calculation, only bulky or awkward ones such as armour, weapons, books... Some armour is less encumbering if you are strong but otherwise strength does not affect encumberance.

Item	Encmberance
Leather/padded armour (strength 2) ^	2 (1)
Mail (strength 3) ^	2 (1)
Plate (strength 3) ^	3 (2)
Medium shield	1 ° (2)
Side arm (sword, mace, hammer...) (left)	1
2nd side arm / quiver (right)	1
3rd side arm / quiver (right)	2
2 handed weapon	1° (2)
Long bow (strung) / x-bow	1°*
Javelin / spear (≤= 3)	1°*
Pistol x-bow	1
Throwing axe	1
Instrument	1
Dagger / flask / holy water/ scroll... per complete 3) (excludes potions)	1
Book	2
Lantern	1
Rope (50')	1
Grappel & rope	2
Backpack (+5 external / +4 internal)	1

^ If the character has the minimum strength then the reduced encumberance is used. For small creatures (gnomes and hobbits) this number is one lower.

 

°A two handed weapon (great sword, bow...) is only 1 encumberance when carried in a free hand (as during a normal adventure) or 2 if strapped to a backpack

 

* Bows and javelins may be strapped to the side of a backpack for silghtly easier access. This splits the encumbrance betwen your main allocation and the external section of your backpack (one to each) +1 for the quiver. This requires several good straps and ties.

If you have more than one javelin attached in the same location you must take all of them into hand.

You may only have one long item so strapped. Strapped and inaccessible (on the back rather than the side) does not limit the number as you can put them on top of each other.

The encumberance of a creature is the same as the 150% of encumberance they can carry, e.g. a human is encumberance 12. You then have to add any encumberance the carried is themselves carrying, you don't carry that for free.

If you have more than one sidearm attached to any leg the second one is double encumberance.

Armour carried is double, with no reduction for strength or backpack.

Backpacks

Characters are assumed to be carrying a backpack. This can carry additional encumbrance within it and hanging on/strapped to the outside (i.e. it doesn't help with things like javelins). It takes up 1 encumberance itself.

Internal items are not accessible during combat. Spell books would be protected inside your backpack

Outside items may be retrieved using a full round but you have no defence whilst doing so (feats may help). Attaching anything back to the backpack (including the weapon you were holding) either requires standing still and help from another for a whole round or you need to take the backpack off (i.e. out of combat).

Bulky items such as waterskins/rations which everyone needs are kept out of the calculations (for free inside the backpack). Similarly horses carry any camping kit or if walking you leave it outside the dungeon.

Some things, such as bows are not capable of being carried on your belt they are either in you hand or strapped to your backpack.

In reality items such as a bow or javelin on your backpack would cause all sorts of manourvrability difficulty when fighting with most weapons, this has to be ignored for playability.

Bandoliers

These can hold 7 flasks that are for enough apart for one to not set off another when they go bang. However whenever a critical hit to any of locations 4-7 is taken they are susceptible to breaking. Roll a d8 and the flask in that location breaks/explodes. An 8 indicates you were lucky and they were all missed.

Remember that falling may also cause a critical.

Horses

Horses have four legs so their encumberance limit is approximately doubled.

 

Horse	Encumberance Limit
Pack	25
Pony	16
Riding	20
Courser	22
Heavy	25

Pack horses cannot be ridden.

Encumbered

Light characters

Characters whose total encumberance (including backpack) < base allowance are treated as light and gain 5' movement.

A character is encumbered when they are carrying more than their allowance.

Encumbered characters

• Movement is at half speed (round down)
• Cannot perform movement feats (e.g. nippy).
• -1 defence, -2 dodge (cumulative so -2 dodge defence)

Heavily encumbered If carrying > 50% more then

• Skills requiring movement are at disadvantage (e.g. combat)
• Movement phase is lost
• -2 defence, -2 dodge (cumulative so -2 dodge defence)

Over encumbered If carrying > double

• They cannot move
• Lose 1d8 from skills requiring movement
• Auto-hit by melee

Adventuring kit

Standard kit (Encumberance 2)

• Knife
• Backpack
• Large pouches x2
• Candles x2
• Tinderbox
• Hooded lantern & oil
• Hemp Rope 50'
• Iron spikes x3
• Waterskin
• Rations 2 weeks

Deluxe Kit (standard plus) (Encumberance +2)

• Candles are wax
• Mirror
• Leather scroll case
• Holy water x1
• Greek Fire x1
• Caltrops x20
• Grappling hook
• Garlic
• Belladonna

Travelling kit

• Waterproof waxed sheet for 1 person camping
• Blanket

Greek Fire

Greek fire is a volatile oil that comes in flasks which may be thrown. They break on impact causing damage to a creature that was struck for 3 rounds at L2/L1/L0. They have a splash area of 3', anything caught in the splash area suffers 1 level lower damage

Caltrops

These are 4 pointed 1" pyramidal shapes designed to cause damage to feet. 1 set will cover a 10' square area. Creatures crossing the area unaware save (no modifier) or take L1 damage (pierce) (to their feet). Creatures who are aware may walk across without harm, however running will need a dexterity save.

Quality weapons

Higher quality better balanced weapons are sometimes available, better balance means easier to swing and hit more easily. Additionally they may be made of a higer quality steel which means they penetrate armour more easily and do more damage. Smiths using the quality steels always don't badly balanced weapons so they always gain the "To Hit" bonus.

Type	To hit	Damage	Cost	Availability
Balanced	+1		x10	Uncommon
	+2		x100	Rare
& a bit sharp	+1	+1	x100	Very Rare
Sharp	0	+1	x10	Rare
	0	+2	x100	Very Rare

Weapons that are both balanced and sharp cost both multiples

 

Hiring of rooms / strongboxes

		Marks / month
Room rent	Room (seedy)	10
(empty)	Room (normal)	15
	Room (Good)	25
	Room (Lab / Library)	50
Storage	Strongbox (wood) 2'x1'x1'	1
	Strongbox (Iron) 2'x1'x1'	2
	Storage large item	1

 

Horses

Different types of horses can be trained to different levels of war skills (Mounted Combat).

Horses have 4 speeds (walk, trot, canter & gallop) plus stationery equivalent to speeds x1, x2, x4 and x8. Casting or performing skills at speed carries difficulty modifiers.

 

Palfrey (Not war trained)

This is a well bred horse that was bred for general purpose riding. If you were a person of substance in the middle ages, this is the horse you'd most likely own, sometimes equalling the knight's destrier in price. They have a much nicer ride since they have a smooth ambling gait rather than trot.

 

Rouncy (level 3)

General purpose combined work/riding horses. Rouncies were common grade horses of no particular breeding or training except that they were indispensable in getting from point A to point B and did the bulk of muscle work people called upon horses to perform. Used by poor knights or squires.

 

Courser (level 5)

A catch-all description of a good cavalry horse in the middle ages. The courser was more common than the destrier, and preferred for hard battle as they were light, fast and strong, also steady and long winded horses.

They wouldn't be as refined or well trained as a Destrier, but then they didn't cost as much either.

 

Destrier (level 7)

In the middle ages this referred to a well, bred, highly trained stallion used as a war or tournament horse. This animal is a specialist mount, they were rare and very expensive even in the middle ages.

 

Note the skill level is also the attack level of the horse in battle.